Disclaimer

General

The use of the FINN product suite is subject to the following terms, conditions and restrictions. By accessing and using the Software, App and Portal, the user notes, and where applicable, consents to the following:


Use of the App

While great care is taken in compiling the information displayed in the App and on the Portal, no guarantee can be given concerning the accuracy and completeness of that information. This information is subject to change without prior notice. Neither this site nor the sites or documents which can be accessed through this site contain or comprise an invitation to provide advice or for the sale of financial products or services.


Third party products

The components comprising the FINN product suite may be available under different rights categories.  We will use our reasonable efforts to identify to you what rights are applicable to which component either in this disclaimer or elsewhere.


Some of the third party products that FINN makes use of include the following:


  • The following repositories are licenced under Licensed under the MIT License (the "License"): Angular 6 (https://angular.io/license) and SASS ( http://sass-lang.com/documentation/file.MIT-LICENSE.html )
  • The following repositories are licenced under Licensed under the Apache License, Version 2.0 (the "License"): Kotlin, Dagger 2, RxJava 2, Retrofit 2, OkHttp3, Glide, Junit. You may not use these files except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0
  • Node.js is licensed for use as follows:
    Permission is hereby granted, free of charge, to any person obtaining a copy of this software and associated documentation files (the "Software"), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions: The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software. THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.Mockito is licensed under the MIT License. Copyright (c) 2007 Mockito contributors
    Permission is hereby granted, free of charge, to any person obtaining a copy of this software and associated documentation files (the "Software"), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions:
    The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software.
    THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.”
  • Espresso, source: https://github.com/espressomd/espresso - Copyright (C) 2010,2011,2012,2013,2014,2015,2016 The ESPResSo project Copyright (C) 2002,2003,2004,2005,2006,2007,2008,2009,2010 Max-Planck-Institute for Polymer Research, Theory Group. This file is part of ESPResSo. ESPResSo is free software: you can redistribute it and/or modify it under the terms of the GNU General Public License as published by the Free Software Foundation, either version 3 of the License, or (at your option) any later version. ESPResSo is distributed in the hope that it will be useful, but WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the GNU General Public License for more details. You should have received a copy of the GNU General Public License along with this program. If not, see http://www.gnu.org/licenses/. This file is licensed as follows: Copyright (C) 2010,2011,2012,2013,2014 The ESPResSo project
  • ExpressJS is licensed under a Creative Commons Attribution-ShareAlike 3.0 United States License: https://creativecommons.org/licenses/by-sa/3.0/us/
  • Python is licensed under the PSF LICENSE AGREEMENT https://docs.python.org/3/license.html

Otherwise, copyright and other applicable intellectual property rights in the FINN product suite is owned or licensed by ING. Other than as permitted by law, and except as expressly authorised by the applicable terms and conditions, you may not:


  • adapt, reproduce, store, distribute, or create derivative works from any part of the FINN product suite; or
  • commercialise any information, products or services obtained from any part of the FINN product suite;

without our written permission.


Third party sites and information

ING cannot guarantee the information provided via the websites of ING companies and information supplied by third parties, and referrals or hyperlinks to other sites not owned by the ING are published on the website merely for the purpose of informing the user of this site. Although ING selects the third-party information mentioned on this site or referred to by this site with the utmost care, it cannot warrant the content or functionalities thereof, nor guarantee the quality of any products and/or services offered on those sites or in such information. ING does not give any guarantees or accept any liability whatsoever for the content of these sites.


By accessing and using the App, Software and participating in the community, the user also agrees to abide by the terms of use of the website accessed or linked to through this website.


Intellectual property rights

All information, including texts, photos, images, graphic material, (trade) names, logos, product trademarks and service marks published on this site are the property of or licensed by ING Group or its product groups and are protected by database law, copyrights, trademarks and/or other intellectual property rights. Unless otherwise explicitly stated, the user of this site is not permitted to multiply, forward, distribute or disseminate the contents of this site or make them available to third parties at a fee without the express prior written consent of ING Group.


No Liability

To the extent permitted by law, ING expressly disclaims any liability for any loss and/or damage arising from or connected with your access to or use of the app and website. In addition, ING does not warrant the error-free and uninterrupted service of this site. While ING Group and ING companies make every effort to keep the contents of this site as up-to-date and complete as possible, they can give no warranty whatsoever concerning the accuracy, validity, completeness or currency of the information published on this site or to which access is offered through this site. ING Group or ING companies accept no liability whatsoever in that connection.


Applicable law

This site and this disclaimer are subject to the laws of the Netherlands.


Changes

The information on this site is subject to change without prior notice. No rights may be derived from this information.


About us and our Regulator

FINN is a trading name of ING Bank NV. ING has its registered office at Bijlmerplein 888, 1102 MG Amsterdam, the Netherlands and is entered in the Amsterdam Trade Register under no. 33031431.


ING is registered with De Nederlandsche Bank (DNB) and the Authority for the Financial Markets (AFM) in the Register of Credit Institutions and Financial Institutions. ING is also regulated by the Netherlands Authority for Consumers and Markets (ACM). Information on the regulation of ING can be obtained from DNB (www.dnb.nl), AFM (www.afm.nl) or ACM (www.acm.nl).